How Accessory Dwelling Units Help Resolve Our Housing Shortage

Today I’d like to cover a few key points that California homeowners should know about accessory dwelling units.

Accessory dwelling units (or ADUs) are creating a lot of buzz in the market lately.

They even have the blessing of the state legislature in the form of Assembly Bill 2299 and Senate
Bill 1069, which Governor Jerry Brown signed into law in 2017. This legislation has unified all disparate
municipal codes in terms of the legality of ADUs.

The purpose behind these bills is to address housing availability. As you likely know, California is
seeing a housing shortage of more than half a million units. Accessory dwelling units help to
resolve issues related to this shortage. Elderly people who have an in-home healthcare worker,
for example, are just one demographic that benefit from the pieces of legislation I mentioned earlier.

Also, land is expensive. This makes accessory dwelling units an attractive option, since they are built
onto an existing structure or property. In turn, this eliminates additional expenses such as those related
to utilities or sewer connections.


Land is expensive, which makes accessory dwelling units an attractive option.

There are three types of accessory dwelling units: detached, attached, and those that
repurpose an existing structure—in other words, an existing home can be remodeled so that certain
rooms become classified as their own unit. This last type of ADU is particularly interesting because it is something the city of Chino has allowed homeowners here to pursue long before recent statewide
legislation came into play.

But how large can ADUs be built? Well, according to state law, an ADU may be no larger than 1,200
square feet. And ADUs attached to an existing structure may not exceed 50% of the total building.

There are a number of options for adding an ADU to your property. Adding an ADU above your
garage, for example, is another route homeowners may take. And parking restrictions will not apply to
these properties, as on-site parking is not required so long as the property is within a half-mile radius
of public transportation.

Of course, before you settle on any of these options, it’s important to determine whether adding an
ADU will be legal for your specific property. Zoning requirements stipulate that the current
residence on the property must be a single-family home.

If you have any other questions or would like to learn more about ADUs, feel free to give me a call
or send me an email. I look forward to hearing from you soon.

Where Can You Find Alternative Financing for Investment Properties?


If you need to obtain alternative financing for an investment property, I have a tool on my website that can help you.


The key to investing in real estate is to find the right property and the right financing. What if you
have the right property but need to find alternative financing, though?

For example, most of the properties that I have right now are so-called "good deals,” meaning they
are more or less scratched and dented. Let’s say you have a property with a single-family home in
front and a duplex in the back. The single-family home is in pretty good shape and you can pretty
much rent it out right away. The duplex in the back, however, is in a state of disrepair.

You can have good credit, good income, and a good down payment, but conventional lenders
like Freddie Mac and Fannie Mae won’t give you a loan because of the condition of that duplex. If
the kitchen is worn out or some essential appliances are missing from it, a conventional appraiser will
require that those deficiencies be fixed before closing.

However, in a situation like this, you cannot fix the place before you close. If you do that, you’re at risk because if it doesn’t close, you’ve wasted a lot
of money. Secondly, the seller wouldn’t allow you do to that because it would take time to fix that
property. There are also liability issues that could arise.

This is when you need to find alternative lending. How can you find alternative lending?
My website has an “Alternative Loan Search” tool on the left-hand side of the front page which
can direct you to the right type of financing for the property you’re seeking to invest in.  

For example, I recently had a friend ask me about obtaining financing for a vacant piece of land. If
you used my website to search for this type of financing, it would probably yield around 10 to 12
results for lenders who could help you and compare the pricing for building a home on that land. Later
on, you can always refinance on a conventional loan and use it for a few months or a few years.

This resource is similar to my “Finance Tools” link at the bottom of my website that allows you monitor
whether interest rates are going up or down for conventional loans so you can lock in the
best rate possible.

As always, if you have any questions about this topic or you’re thinking of buying or selling a home,
don’t hesitate to reach out to me. I’d be happy to help you. In the meantime, stay safe and stay happy.

What Can the Dream Home Finder Program Do for You?



In today’s hot market, finding the right home to meet your needs can be a difficult task. This is true
regardless of your real estate goals.

Listings come on and off the market so quickly that many prospective buyers are left feeling a little
defeated. Thankfully, I have a solution for this. And today I’m going to share it with you.

Allow me to introduce you to the Dream Home Finder Program. This solution allows you to find the perfect property without ever facing competition. All you have to do is write a wishlist of specifications you want in a property, and I’ll take care of searching for you.

School district, square footage, layout, and other home features are all attributes you should include when making your wish list. I will be happy to take it upon myself to spend my own time,
money, and energy, on making your real estate dreams a reality.

I will spend my own time, money, and energy, on making your real estate dreams a reality.


Knowing what kind of community you wish to live in and what price level you can afford is key. When
you relay this information to me, I will find your dream home within just one month and at a lower
price than other properties in the market.

If you have any other questions, would like more information, or would like to meet to discuss and
develop a wishlist for your dream home, feel free to give me a call or send me an email. I look forward
to hearing from you soon.