Helpful Tips for Securing a Mortgage in SoCal



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Today I want to talk about getting ready to buy this spring in Southern California. Any seller, including yourself, that has just signed a listing agreement, is now a buyer. Because of this, you'll want to make sure you get pre-approved for a mortgage as quickly as you can, so you don't waste any time when it comes to looking for the perfect home.

The first thing you will want to do when getting ready to secure a mortgage is check your credit. Here is where you can get each of your three scores, for free:

Equifax: quizzle.com
Experian: credit.com
Transunion: creditkarma.com

We have some good news for people moving from a condo into a single-family home. If your income limit does not exceed $67,000, there is a new down payment assistance grant that can give you up to 3-5% of the purchase price. This is a grant, not a loan, so it's something you don't have to pay back.

If you want to know a little more about how to get yourself ready to buy or sell this spring in Southern California, give me a call or send me an email. I'd love to help you get ready to take advantage of this market!